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About Home Loan

Buying a house will give you a sense of achievement that, you will never find with owning anything else. If you have reached a stage in your life, where you wish to buy a beautiful home for yourself and your family, a Home Loan can indeed help you to make this dream come true .

Home Loan is a loan taken for purchasing/constructing/improving a home. The home is mortgaged to the lender as a collateral security

The amount of loan will depend on the market value of the home and the repayment capacity of the borrower. Typically, 80% of the market value of the home can be availed.


The maximum tenure for a Home Loan is 360 months (30 years).

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Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from Borrow-Loan Company. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

Borrow Loan offers home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. Borrow introduce home improvement loan. It is with basic rate and flexible EMI repayment.For more detail you can check our loan products.

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Features of Home Loan

Here's a look at different features and benefits of Instant home loan.

Pradhan Mantri Awas Yojna (PMAY)

Home Loans get more affordable than ever, with assistance from the Pradhan Mantri Awas Yojna (PMAY) for first-time homeowners. Reduce your Home Loan EMIs with PMAY, by getting a Home Loan at an interest rate of just 6.93%*, and save up to Rs. 2.67 lakh on interest*. Get a Home Loan under PMAY even if your parents own a home, and thus have the chance to become a homeowner yourself.

Easy Balance Transfer Facility

Refinance your existing home loan with Bajaj Finserv, with minimal documentation and faster processing. Apply for home loan transfer, and get a top-up loan at nominal interest rate.

Top-up Loan

Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan up to Rs. 50 Lakh without any extra documentation, at nominal rate of interest.

Property Dossier

A customised report to guide you through all the legal and financial aspects of being a property owner.

Home Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a loan.

Age

You should be between 23 and 62 years of age

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Once we receive the completed application form along with the necessary supporting documents, the following things happen: First, BFL examines all the papers you’ve handed in. When these are found to be in order, you get sanctioned a certain amount, depending on factors like: the amount you’d asked for, the value of the collateral property, and your ability to repay loans (creditworthiness). If (for some reason) we decide not to sanction the loan, we’ll let you know right then, Next, our in-house lawyers and property experts will verify the property documents. They then carry out a thorough technical examination of the property in order to evaluate it.
The time taken by Bajaj Finance depends on the category in which your property falls. We categorize every property into APF (Approved Project Facility) and Non APF. The time taken by the processing for part. disbursement would be: 4 working days - If the property is part of Approved Project Facility 7 working days - If the property is not part of Approved Project Facility..
A mortgage origination fee is a fee levied by a lender to process a home loan application. It ensures that the lender processes your home loan application smoothly, and on time. When you pay a mortgage origination fee to your home loan provider, you get the following benefits: Soft copy of the sanction letter to be shared on approval of the home loan (valid for 60 days) Dedicated relationship manager to assist you with the loan application procedure, until disbursal.
You may update your mobile number and email address in either of the following ways:
  • By calling us on 020 3957 4151 (call charges apply) (W.e.f. 2 May 2015)
  • By using your registered email id to write to us at: info@bajaj-financer.com
  • Get a Quote

    Now apply for a Loan online, All you need to do is provide your details below application form.

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